Health Insurance FAQ

Many health insurance plans are accepted including Tricare, Cigna, HealthChoice, Blue Cross Blue Shield, Oklahoma Health Network, and Web TPA.

Ms. Wilson accepts a limited number of pro bono cases based on need, please call for more information.

I have health insurance, and I’d like to use it for psychotherapy services. What should I do next?

The best thing for you to do as early as possible is to call the customer service number on the back of your card and ask the following questions:

  • Do I have benefits for outpatient mental health services?
  • What is my deductible and has it been met?
  • What is my co-payment?
  • How many sessions of outpatient psychotherapy does my plan cover per calendar year?
  • What is my coverage for an out of network provider?
  • Is there a limitation to how much you will reimburse per session?
  • Is a primary care physician referral required?

Can I see a therapist of my choice with my current insurance?

  • If you have a Preferred Provider Organization (PPO) plan, you must again select from a limited number of providers, but it is possible to have fees partly covered for providers who are out of network. In this case your out-of-pocket payments will likely be higher.
  • If you have a Point of Service (POS) plan ─also known as a “Fee for Service” plan─ you can see any provider in the country, and your insurance company will cover your fees.

If you have a Health Maintenance Organization (HMO) plan or a prepaid health plan, you may choose from the health care professionals that they specify. These professionals are in-network providers, and it may not be possible to be reimbursed for the cost of out-of-network treatment.

*The information provided on this page is intended to provide you with information regarding health insurance related to psychotherapy services. This information may or may not apply to you or your insurance carrier. Ms. Wilson cannot guarantee that your insurance will reimburse any costs incurred during your fee for service treatment with her. Ms. Wilson is glad to provide you with a detailed step-by-step guide to obtaining information from your insurance carrier upon request.